Insurance Licensing InsNV_Health02 : NV Accident and Health

Pass InsNV_Health02 Exam Cram

Exam Code: InsNV_Health02

Exam Name: NV Accident and Health

Updated: Sep 26, 2026

Q & A: 132 Questions and Answers

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Insurance Licensing InsNV_Health02 Exam Syllabus Topics:
SectionWeightObjectives
Topic 1: Nevada Statutes, Rules and Regulations~32%- General State Insurance Regulations
  • 1. Agent Licensing Requirements
  • 2. Insurance Guaranty Associations
  • 3. Marketing Practices and Unfair Trade
  • 4. Insurance Commissioner Authority
  • 5. Definitions and General Provisions
- Nevada Health-Specific Regulations
  • 1. Advertising and Disclosure Rules
  • 2. Group and Credit Health Rules
  • 3. Replacement and Free-Look Provisions
Topic 2: Accident and Health — General Knowledge~68%- Insurance Concepts and Underwriting
  • 1. Premiums and Renewal
  • 2. Application and Underwriting
  • 3. Insurance Basics and Risk
- Types of Health Insurance Policies
  • 1. Disability Income Insurance
  • 2. Limited Benefit Plans
  • 3. Medicare Supplement Policies
  • 4. Long-Term Care (LTC) Insurance
  • 5. Accidental Death & Dismemberment
  • 6. Medical Expense / Major Medical Insurance
  • 7. Group Health Insurance
- Social Insurance / Government Plans
  • 1. Medicaid
  • 2. Social Security Disability Benefits
  • 3. Medicare (Parts A, B, C, D)
- Policy Provisions, Clauses & Riders
  • 1. Other Provisions and Clauses
  • 2. Optional Provisions
  • 3. Mandatory Uniform Provisions
  • 4. Common Riders
Insurance Licensing NV Accident and Health Sample Questions:
Question #1

The Nevada Insurance Commissioner may revoke the license of any licensed producer who:

  • A. is found liable by final judgment in a civil case
  • B. misappropriates monies belonging to policyholders
  • C. fails to notify the Commissioner of a change of address within forty-eight hours
  • D. fails to file an annual financial report with the Division of Insurance
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

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Question #2

A policyowner names two children as beneficiaries "per stirpes." If one child dies before the insured but leaves children, how are that deceased child's share and the surviving child's share handled?

  • A. The surviving child receives all proceeds.
  • B. The estate of the deceased child automatically receives all proceeds.
  • C. The deceased child's share passes to the insurer.
  • D. The deceased child's descendants receive that child's share.
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

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Question #3

A full-time employee who is suffering from chronic kidney failure and requires dialysis is eligible for medical coverage under which of the following plans?

  • A. Workers ' Compensation
  • B. Social Security Disability benefits
  • C. Medicare
  • D. Medicaid
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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Question #4

Which person is the measuring life whose survival determines the timing and duration of annuity payments?

  • A. Producer
  • B. Beneficiary
  • C. Annuitant
  • D. Policyowner
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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Question #5

In a disability income policy, the elimination period is best described as:

  • A. The maximum period for which premiums are waived
  • B. The period during which the policy cannot be cancelled
  • C. The period after disability during which benefits are payable
  • D. The waiting period after disability begins before benefits become payable
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

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