Exam Code: AZ-Insurance-Producer-Life
Exam Name: AZ-Insurance-Producer-Life
Updated: Oct 14, 2026
Q & A: 107 Questions and Answers
AZ-Insurance-Producer-Life Free Demo download
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| Certification Vendor: | Arizona Department of Insurance and Financial Institutions (DIFI) / PSI Services LLC |
|---|---|
| Exam Name: | Arizona Examination for Life Insurance Producer (Series 13-31) |
| Exam Number: | AZ-Insurance-Producer-Life |
| Exam Duration: | 120 minutes |
| Available Languages: | English (officially documented exam language not explicitly specified in the current bulletin) |
| Related Certifications: | Arizona Insurance Producer License - Accident and Health or Sickness (Series 13-32) Arizona Insurance Producer License - Life, Accident and Health or Sickness (Series 13-33) |
| Real Exam Qty: | 100 scored questions; 5-10 additional unscored experimental questions may be administered |
| Exam Format: | Multiple-choice questions, Online proctored examination, Computer-based examination, Test center, Closed-book |
| Passing Score: | 70% |
| Exam Price: | USD 50 |
| Certificate Validity Period: | The Arizona insurance producer license generally expires on the last day of the licensee's birth month; the initial license term is approximately 3-4 years. Renewal terms are generally 4 years. |
| Sample Questions: | ![]() |
| Exam Way: | Schedule through PSI Services LLC. Available delivery modalities include an in-person test center and an online proctored examination, subject to current scheduling availability and technical requirements. The examination fee is nonrefundable and nontransferable and remains valid for one year from payment. |
| Pre Condition: | Candidates generally must meet Arizona insurance producer licensing eligibility requirements and pass the applicable examination. Arizona generally requires applicants to be at least 18 years old. Prelicensing education requirements should be verified with DIFI. Applicants must submit the required license application within one year after passing the examination. Arizona law limits candidates to four examination attempts within a 12-month period; after four failures, a one-year waiting period applies. |
| Official Syllabus URL: | https://test-takers.psiexams.com/anzins |
| Section | Weight | Objectives |
|---|---|---|
| Insurance Regulation | 5% | - Arizona Insurance Laws and Regulations
|
| General Insurance | - Risk and insurance concepts
| |
| Life Insurance Basics | - Life insurance policy provisions, options, and riders
|
Candidates generally must meet Arizona insurance producer licensing eligibility requirements and pass the applicable examination. Arizona generally requires applicants to be at least 18 years old. Prelicensing education requirements should be verified with DIFI. Applicants must submit the required license application within one year after passing the examination. Arizona law limits candidates to four examination attempts within a 12-month period; after four failures, a one-year waiting period applies.
You can confirm the current eligibility requirements on the official AZ-Insurance-Producer-Life exam page before you register.
The Insurance Licensing AZ-Insurance-Producer-Life exam contains 100 scored questions; 5-10 additional unscored experimental questions may be administered questions, and you will have 120 minutes minutes to complete them. Practicing under the same time pressure is one of the most effective ways to prepare for a retake.
Each of the three versions — PDF, PC test engine, and online test engine — has its own strengths, and the fastest way to find your fit is to try them. Free demos are available for every version, so download each one and compare how the questions, layout, and testing modes feel before you commit.
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The Insurance Licensing AZ-Insurance-Producer-Life practice questions are organized around the official exam objectives. Key topics include:
Studying topic by topic helps you find the weak areas that cost you points last time.
This package includes 107 practice questions for the Insurance Licensing AZ-Insurance-Producer-Life exam, with verified answers reviewed by an experienced team of IT experts and certified professionals.
The Insurance Licensing AZ-Insurance-Producer-Life exam requires a score of 70% to pass, and the official registration fee is USD 50. Retake candidates should budget for both the exam fee and a preparation tool that is actually worth the money.
Under the exclusion clause, which is a scenario that would NOT be covered if death resulted?
Correct Answer: D 🗳️
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A Modified Endowment Contract (MEC) differs from other life insurance contracts with regard to the
Correct Answer: B 🗳️
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What is the purpose of the disability income benefit rider in life insurance policies?
Correct Answer: A 🗳️
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A single parent of young twins takes out a term life insurance policy of fifteen years to provide security for the twins until they complete high school. The parent plans to cash the policy in and use the cash surrender value for the twins ' college costs. Is this a sound financial plan?
Correct Answer: D 🗳️
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Which of the following dividend options will increase the death benefit?
Correct Answer: D 🗳️
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